Monday, July 22, 2019

Some Good LTCi News

John Hancock, long a fixture on the Long Term Care insurance scene, is enhancing some in-force plans, at no additional cost to their insureds):

"We are excited to let you know that John Hancock is planning to pilot a variety of wellness programs for our Long Term Care (LTC) policyholders that will provide them with information that may help them live longer, healthier, and more independent lives


(Particularly for those with lifetime benefits)

The first one, called LIFT Wellness is a voluntary program that includes an in-home visit by an RN who will "conduct an assessment, and may recommend certain [lifestyle] changes and/or home modifications with a focus on fall prevention."

The program itself is being offered free of charge, one presumes that the cost of any actual renovations done will be borne by the insured (which is fair).

And speaking falling, our friend Roger D reminds us that some Medicare Advantage plans offer a complimentary fall detection device with 24 hour monitoring. Be sure to ask if your plan offers such a benefit, too.
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