Wednesday, April 29, 2020

Interesting Short Term Medical news

Short Term Medical (STM) plans can be a real help for folks waiting on their new group coverage to kick in, or those who prefer a low-cost PPO-based alternative to unsubsidized HMO-only ObamaPlans. Of course they have their own limitations, including application fees (which I hate). Keep in mind also that (for better or worse) these plans are not ACA-compliant, based partly on the fact that there are typically no preventive care benefits.

United Healthcare has just announced that, as of May 1st, they're introducing a new line of "enhanced" STM plans (not available in all areas - yet) with some very cool features, including:

"[P]reventive care coverage on all plans, no limit on urgent care visits with a copay, and no application fees"

Sweet!
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