A Twitter friend pointed out that:
Although I knew what she was saying, I asked for clarification (to make sure we were on the same page), and she helpfully responded:
"When you sign up 1-15 you are not covered until the First of the following month. From the 16-31st the plan starts the 1st of the second month."
That is, if you sign up on June 3rd, your coverage doesn't begin until July 1st. And if you sign up September 17, your coverage doesn't start until November 1st.
This is where a Short Term Medical plan could come in mighty handy (too bad for the folks in states such as Connecticut and California, that outlaw them).
If someone tries 2sell U a health insurance plan and says it is #ACA compliant, affordable and covers U from day 1, Stop, get the name of the company and get a 2nd opinion. ACA plans do not cover U from day 1 and cannot B purchased after open enrollment without an SEP situation. https://t.co/2jQdv5iRGr— Sheron E Sidbury (@SheronESidbury) July 8, 2019
Although I knew what she was saying, I asked for clarification (to make sure we were on the same page), and she helpfully responded:
"When you sign up 1-15 you are not covered until the First of the following month. From the 16-31st the plan starts the 1st of the second month."
That is, if you sign up on June 3rd, your coverage doesn't begin until July 1st. And if you sign up September 17, your coverage doesn't start until November 1st.
This is where a Short Term Medical plan could come in mighty handy (too bad for the folks in states such as Connecticut and California, that outlaw them).
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