Monday, December 17, 2018

Sad Travel Medical Tricks

So a British tourist, on her dream vacation abroad, dives into what turned out to be a much shallower pool than she thought, and ended up paralyzed, likely for life:

"Family and friends of Sophie Wilson, 24, are desperately trying to raise £60,000 ($75,528) to pay for a specialist medical flight home after her insurer refused to cover costs"

Fortunately, she'd bought travel medical insurance to cover just such an eventuality.


"... her travel insurance company Insure and Go declined to cover her medical bills as the accident occurred as a result of “reckless behavior.

Say what?

I don't presume to know everything about these plans, but something just didn't smell right about that, so I reached out to FoIB Peter S at Global Underwriters (our guru of all things travel medical) for his take:

"Hank – I have never heard of that company and we don’t have exclusions for “reckless behavior” other than intoxication."

Which leads me to believe that maybe we're only getting one side of the story. Oh:

"The Sun Online has contacted Insure and Go for a comment."

Be interesting to know if maybe the young lady had had one (or 5) too many Mai Tai's.
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