Wednesday, June 13, 2018

Interesting HSA news

Regular readers know that we're big fans of HSA's, primarily because they encourage more efficient use of healthcare-related dollars. After all, when one has skin in the game, one tends to be more careful about the use of resources.

One unfortunate canard, though, is that they discourage folks from spending their hard-earned savings on necessary care.

Well, thanks to the Association of American Physicians and Surgeons, we learn that this has (again) been debunked:

"Study: High-deductible Plans May Impede Preventive Care ... unless tied to HSA. "[W]e found reduction in the number of primary care visits among individuals with deductibles, particularly higher deductibles, except for those with health savings accounts."

The research, reported by the American Academy of Family Physicians, found that high deductible plans did, in fact, seem to undermine folks' use of primary and preventive care. The silver lining, though, is that those who couple those plans with Health Savings Accounts were more likely to seek out that care.

One can only imagine the (positive) effect that would redound to this were DPC subscriptions made HSA-eligible.
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