Generally speaking, it's very difficult to find life insurance coverage for folks with fatal illnesses. It can be done, but at great expense and with substantial restrictions. Now, the folks at Prudential Life have partnered with ÆQUALIS to offer coverage to folks stricken with HIV.
There are, of course, certain underwriting requirements to be met, and they're currently offering only term plans. Still, this represents a potentially big step forward for folks living with HIV; previously, their choices were limited to restrictive guaranteed-issue plans or viaticals.
Kudos to Pruco and ÆQUALIS.
There are, of course, certain underwriting requirements to be met, and they're currently offering only term plans. Still, this represents a potentially big step forward for folks living with HIV; previously, their choices were limited to restrictive guaranteed-issue plans or viaticals.
Kudos to Pruco and ÆQUALIS.
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