Friday, December 30, 2011

Health, Risk and History

Interesting post by Frank Jacobs at Big Think titled "The Underwritten States of America." Mr Jacobs blogs about, of all things, maps. This one (and its companion at the link), identifies medical insurance underwriting "zones" in use in 19th century America. I must admit that, after almost thirty years in "the biz," I'd never heard of such a thing. It does make sense, though, especially given the state of health care "back in the day:"

[Click on map to embiggen]

For a complete explanation, as well as an updated map (in color!), go read the whole thing. It's pretty interesting.

UPDATE/CORRECTION: As Mike points out in the comments section, it's more likely that this is a life insurance rating tool. Still worthwhile, of course.

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