One of the least discussed benefits in major medical plans, both group and individual, is the lifetime maximum. This is the cap above which the carrier will no longer pay. It's somewhat of a misnomer, however: if you switch carriers, your max resets to zero (no matter how much you may have used of your previous coverage) and you start with a clean slate.
Still, large claims can be scary, and this newest video from Humana has some useful tips for preparing for the worst:
Still, large claims can be scary, and this newest video from Humana has some useful tips for preparing for the worst:
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