Tuesday, August 26, 2008


I get daily reports from a vendor about people looking for health insurance. The demographics are interesting to say the least.

Over the last 3 days the report reveals the following.

103 people visited their site in search of coverage. (These are just those who live in Georgia).

76 did not have health insurance. Some have just recently lost insurance, usually coverage that was tied to their job. They received their COBRA notice and went through sticker shock. Most have been without coverage for months or even years. Some will have, or suspect they have, health issues. They are looking for insurance to pay for something that could be expensive.

Insurance doesn't work that way.

It doesn't matter if it is health insurance, auto, or life insurance. If you want the coverage you must buy it BEFORE you need it.

16 currently have health insurance but are also Type 1 diabetics. They will not be able to secure medically underwritten insurance and will either have to keep their current plan or go into the high risk market.

2 more have health insurance but have had a heart attack.

1 has AIDS.

4 are currently pregnant.

4 are currently insured and have indicated no significant health issues.
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