Health Sharing Ministries: Information Bleg

I recently wrote about a product, newly available to me, that relies "on the kindness of strangers" to help pay medical bills. Today, I learned about another new (to me) product that also relies (but only in part) on this Health Care Sharing Ministry concept.

One of the sticking points is that all of them do require a "statement of faith;" I'm not sure how well that might go over, but that's not really my biggest objection.

Here's the thing: I get that there's a certain amount of risk one takes going this route, but I also look and see these horrendous premiums and out-of-pocket expenses before ObamaPlans actually pay anything. And men especially draw the short stick: we get to pay for maternity and female birth control and the like, but can never benefit from this coverage.

So we pay out thousands, often tens of thousands of dollars with no real discernible benefit (other than - maybe - avoiding the ObamaTax).

So the sharing ministry's shortcomings have begun to look less and less onerous to me.

What I'd really like, and here's my bleg, is to know what experience my readers have had with them, either as customers or agents. Please feel free to leave a comment, or send me an email. And of course your privacy will be respected if that's a concern.

Thanks!