Applying for Medigap in Georgia? If you are not "guaranteed issue" as defined by Medicare you will be required to answer a few health questions. Every Medigap carrier is different but most use a 5 year look back and want to know if any of the following are true.
In the last 5 years have you been diagnosed with, or treated for any of the following medical conditions?
If you answer "yes" to any of these questions you will not be offered a Medigap plan unless you are subject to a Medicare approved guaranteed issue enrollment period.