Paying too much for car insurance? Get a girlfriend. However if you are married you might want to reconsider this advice. Wives are usually not open to those kind of arrangements.
Jesse Levey recently saved $200 a year on car insurance by having a girlfriend. The 31-year-old Californian, who works in marketing, recently got the pleasant surprise when he added his girlfriend to his auto insurance policy.
"They ran the quote and said it was $200 less per year," he says. "She has a good driving record, but so do I. She is going to be using my car some of the time. We live in the same place."
Girlfriends can lower a car insurance rate because they're often “less risky” than their boyfriends. Insurance companies generally see women as safer drivers, and couples are better risks than single people.
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