Saturday, June 12, 2010

Are YOU prepared? More on Personal Risk Management

[Welcome Industry Radar readers]

So you've made it home safely, only to find that your house has:

a) Burned to the ground,

b) Is under 18 feet of water,

c) Been destroyed by a fierce tornado, and/or

d) Been burgled

No problem, though, because you have a complete, accurate and up-to-date home inventory, safely secured off-site.

You do have such a useful and necessary list, right?

Well, for those of us who've just never gotten around to that, the Insurance Information Institute has developed a helpful (and free!) software tool to do just that:

"A home inventory will help you purchase enough insurance to replace your possessions and can help speed the claims process and substantiate losses for income tax purposes. To make this task simple, the I.I.I. offers free, Web-based software and information on how to create and store your inventory at"

Just click on over to the KYS site, sign up and sign on, and get to work.

Bonus hint: Make sure to print out a copy for your homeowners insurance agent, too. That way, you'll have multiple, off-site copies and he (or she) will be able to help you assess whether or not your adequately covered.
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