Derek Dailey, a 28-year-old restaurant waiter and musician in Florence, said insurance is not something you think about "until you're faced with a situation where you need it - when you feel threatened.
"I haven't had health insurance in about five years," he said. "When you have to pick between auto insurance and health insurance... you pick auto - if you have to pick between the two."
Buy it when you feel threatened. Great advice.
Right before the oncoming car hits you, call 1-800-GetHealthInsuranceNow for your coverage.
Makes sense to me.