Wednesday, July 19, 2006

Parent Alert


Q: Our son, who just graduated from the University of Miami's law school, was diagnosed with cancer in mid-February and had surgery at Jackson Memorial Hospital later that month. He began nine weeks of chemotherapy the day after he graduated in May. His student insurance runs out Aug. 15, but he'll still need treatment after that

A. Unlike employees, students aren't eligible for 18 months of continued coverage under federal COBRA rules

Herein lies the problem with treating a long term issue with a short term fix. Student insurance, like other short term medical plans, can be woefully inadequate in some cases. Saving a few dollars on student plans can cost much more than expected when a medical crisis hits.
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