Welcome to our 2nd Anniversary Edition of the Cavalcade of Risk. Pickins' were slim this week; although we got a few good risk-related posts, we were inundated with investment-related entries that had nothing to do with the nature of the Cav. Nevertheless, we strive to present quality (if not quantity).
As this is our Anniversary Edition, I'm going to give top billing to folks who submitted a "Best of..." post. But don't stop there, dear reader, there are more risky posts that follow:
Vintage Posts
■ Colorado Health Insurance Insider's Jay Norris considers this his favorite risk-related post of the past year. Based on a conversation he had with a client, Jay points out the importance of having your own individual (or family) health insurance plan - even if you have an option for group coverage through your employer.
■ Back in November, the Silicon Valley Blogger pointed out the risks of borrowing to purchase a home. And then he showed us how to mitigate those risks.
Cutting Edge Posts
■ Our favorite Healthcare Economist, Jason Shafrin, draws a non-intuitive connection between mortality (the ultimate risk assessor) and increased educational opportunities.
■ Cato Institute's Michael Cannon (who'll host the upcoming mid-July Cav) argues that the individual health insurance market actually does a better job than the group market in protecting folks with significant health problems.
■ Dan Melson, blogging at Searchlight Crusade, discusses the risk one faces when making a "good faith" deposit in real estate transactions. Who knew?
■ Identity theft is a big deal, and Jim at Bargaineering discovers a few DIY tricks to minimize the risk that yours will become fair game.
■ And while we're on the subject of identity and risk, Sox First blogger Leon Gettler reports on a New York-based bank that seems to have, um, misplaced the personal info of 4 and a half million people. Yikes!
■ Just back from a jaunt to foreign lands, Workers Comp Insider's Julie Ferguson has a timely post about the millions of teens who take on their first jobs this summer. Many young people want to fit in on the job and please their new boss, but WCI has the stories of four teens who learned about work safety the hard way.
■ In keeping with Jason's theme on mortality, our own Bob Vineyard has a timely post on the importance of end of life planning, including living wills and other advanced directives.
■ Last minute addition: Lara Utter, blogging at IowaBiz, asks if you're truly prepared for a catastrophic loss, and posits some helpful ways to deal with one. (Courtesy of FoIB Joe Kristan)
That's it for this edition, please stop by Bargaineering on June 18th for our next installment.