Low Opinion or Xenophobia (or both?)

Well, have to do the (stupid) Anti-Money Laundering course again (don't ask). Each time I do so, I find something else that's ironic and/or humorous (or, more often:  dumb).

[click to embiggen]

So what are they saying here, exactly?

And aren't the folks who actually write and enforce this material in an "elected or appointed government position?"

Oy!