Q. I have never heard of (insert carrier name here). Will my doctor accept them?
A. That's OK. The carrier has never heard of you either.
Does your doctor accept cash or checks? If not, you may have a problem.
Most likely the plan you are considering is tied to a managed care network. If your doc participates in the network they are usually obligated to accept assignment of benefits and file claims on your behalf.
As long as you deal with a major carrier and understand the benefits & plan limitations you should not have a problem and neither will your doc.
The Answer Man may or may not become a semi-regular item. Many of the questions are some we have fielded from real clients. If you have specific questions you may submit them to us for consideration.