InsureBlog

Insurance Issues, Principles & Solutions

Thursday, April 30, 2015

On keeping your plan if you like it

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By now, posts on " grandfathered " and " grandmothered " plans must seem like old news. And yet, the hits keep on com...
Wednesday, April 29, 2015

Covering Baltimore

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As was the case in Ferguson last year , the riots in Baltimore over the past few days have caused widespread property damage, mostly to fol...
Tuesday, April 28, 2015

Employer Sponsored Insurance: Behind the Little Tree is Obamacare's Forest

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Obamacare was passed with a promise to reduce premiums, elevate the level of care we receive, and put an end to rising health care costs. It...
Monday, April 27, 2015

Monday Afternoon Link Potpourri

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Some interesting items for your consideration: ■ " Nearly a fifth of the National Football League settlement approved this week comp...
Friday, April 24, 2015

From the Life Files

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So about 30 years ago, my since-retired colleague wrote a policy on a 30 year old client (whom we'll call Gene). Gene's wife was ...
Thursday, April 23, 2015

Health Wonk Review - Windy Spring edition

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HWR co-founder Joe Paduda hosts this week's outstanding round-up of wonky blog posts, with an emphasis on the ACA. Come for Louise Nor...
Wednesday, April 22, 2015

News from Ms Burntwell

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Actually, there are quite a few ObamaTax-related items cluttering the in-box. In no particular order: ■ A dataset which purports to provi...
Tuesday, April 21, 2015

And speaking of cost of care....

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Yesterday, we noted trends in cost of healthcare over the next decade . But what about the cost of Long Term Care? Well, the folks at Genwo...
Monday, April 20, 2015

What a difference a decade makes...

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With the spate of folks expected to retire in the near future, and their (understandable) concern about how they're going to pay for th...
Saturday, April 18, 2015

Most Excellent Perm vs Term Review

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Over at LifeHealthPro, an insurance agent (and financial planner), eviscerates populist "advisor" Dave Ramsey on the latter's...
Friday, April 17, 2015

An important message from...Brussels?

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So this arrived in email: " Anthem is committed to providing our brokers with best-in-class service, and we are always looking for ...

How NOT to do Narrow Networks

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We've long noted that one of the negative - and completely foreseeable - consequences of the ObamaTax is the rise of so-called "...
Thursday, April 16, 2015

Yeah, about keeping your Doc

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As we've long documented , increasing the demand for care (more folks with insurance) will of necessity run into the brick wall of su...
Wednesday, April 15, 2015

Who is Reading Your Medical File? The more things change (Part 2)

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Last week, we broke the story of how some medical records, particularly those stored on off-shore servers, are likely not protected by H...

The 4% Solution

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Heh: " Only 4% of people who signed up for ObamaCare got the correct subsidy " Oops. Expected, of course; actually, I'm sur...
Monday, April 13, 2015

HillaryCare -> ObamaTax

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So, who made this promise: " If you like Blue Cross, you can keep your Blue Cross " If you guessed President Obama, well: close,...
Friday, April 10, 2015

Dumb Prospect Tricks

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So, as I've mentioned before , I'm often the recipient of referrals from other agents. Yesterday, I fielded a call from one such ...

One step forward, two steps...

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So, even as the 2105 Open Enrollment season was (illegally) extended and expanded , turns out all was not a bed of roses, especially for ...
Thursday, April 09, 2015

Who is Reading Your Medical File? The more things change...

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So, 9 years ago, Bob wrote an eerily prescient post on the future of health records: " In a time zone 17 hours ahead, a radiologist ...
Wednesday, April 08, 2015

Life Insurance Snapshot

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Hard to believe, but it's been almost 7 years since we blogged about Progressive Insurance's (then) new "Snapshot" prog...
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