tag:blogger.com,1999:blog-10533897.post111351276047900184..comments2023-12-22T09:29:45.273-05:00Comments on InsureBlog: Health Insurance: catastrophic versus insular? (Part 1)H G Sternhttp://www.blogger.com/profile/09024546809016528222noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-10533897.post-1113527685813184142005-04-14T21:14:00.000-04:002005-04-14T21:14:00.000-04:00Smart a** . . .Smart a** . . .Bob Vineyardhttps://www.blogger.com/profile/01797362875340794937noreply@blogger.comtag:blogger.com,1999:blog-10533897.post-1113525870810794312005-04-14T20:44:00.000-04:002005-04-14T20:44:00.000-04:00.Like this?http://healthinsurance411.net.<BR/>Like this?<BR/><BR/><A = _BLANK HREF="http://healthinsurance411.net" REL="nofollow">http://healthinsurance411.net</A>H G Sternhttps://www.blogger.com/profile/09024546809016528222noreply@blogger.comtag:blogger.com,1999:blog-10533897.post-1113520380322593102005-04-14T19:13:00.000-04:002005-04-14T19:13:00.000-04:00This is getting to be like one of those camp songs...This is getting to be like one of those camp songs where you take the line from the person next to you, then add your line, then pass it on . . .<BR/><BR/>Cat coverage is where most people should be, even if they don't realize it. It's an old analogy, but it drives home the point.<BR/><BR/>If people bought car insurance the way they did health insurance, no one could afford to drive. Their auto insurance plan would pay for oil changes, tires, tune-ups, gas . . .<BR/><BR/>Yet we think nothing of rejecting a health plan that doesn't have doc copays, Rx copays, vision copays, etc.<BR/><BR/>There is a cost for highly utilized services and there is one for cat claims. Most insureds have less than $500 per year in covered claims, yet they scream if you try to offer them a $1000 deductible plan with no copays.<BR/><BR/>Back to that camp song . . . What's a Grecian urn? For the answer see http://healthinsurance411.net<BR/><BR/>OK, there probably is a way to hyperlink to the site. I am just too lazy to figure it out.Bob Vineyardhttps://www.blogger.com/profile/01797362875340794937noreply@blogger.com