one thing is out of the government's control: whether doctors and hospitals will agree to accept patients who buy these plans.
Some newly insured patients wonder whether it's worth paying for coverage they can't actually use. Even when they do find a provider, reports show they face crippling out-of-pocket costs they didn't expect. - US News
If that isn't bad enough, there is the problem with smaller networks.
In most states, doctors can choose not to participate in the networks offered in the marketplaces, also known as exchanges, created by the Affordable Care Act, President Barack Obama's signature health care law. Then again, they can choose not to participate in any other type of health insurance plan as well. Some doctors opt out of Medicaid, the government's health program for low-income Americans, and others opt out of Medicare, the government's program for adults 65 and older. Others limit the percentage of patients they'll accept who are covered by these plans.What do you do?
Now that your ONLY choice is an Obamacare design, you are pretty much screwed.