They do not have to be full time students.
They do not have to live with you.
They do not have to be counted as your dependent on your tax return.
They can be married, living in another state and working full or part time (without access to employer health insurance).
They can also be pregnant, in rehab or in jail and be covered by your parents plan.
Think about that for a moment.
Obamacare has created a situation for adverse selection, either intentionally or by accident. So what does the survey say?
Young adults insured through a parent’s plan under of a popular provision of PPACA are using that coverage most for depression, substance abuse and pregnancy, according to new research.The nonpartisan Employee Benefit Research Institute said Thursday that those conditions accounted for 60 percent of hospital claims for young adults enrolled in parents’ plans in 2011 as a result of health care reform.
Treatment for mental illness, substance abuse and pregnancy accounted for just one-third of claims among that group.